A really nice owl

Deflation can be even more destructive than inflation. It would basically make all kinds of debt more expensive, to which real estate is particularly sensitive. There’s a chance that could force over leveraged property owners to sell, but with more expensove debt, there will be fewer buyers and it would tend to be those who can take on the higher risk (aka the already wealthy).

All that is to say, I don’t have a solution either (especiallly if high taxes on non-dwelling properties doesn’t seem to be making an impact), but deflation is almost never good…

It’ll be interesting to see if they do. Larian themselves have said they have no plans at the moment, in no small part due to how in 5e at lvl 12+ powers get hard to balance/model in a computer game. But given the success at launch, they’re probably going to feel a lot of pressure to make one. I’m curious how they’ll get around it. My guess is they’ll either have to more strongly deviate from 5e or it’s a side plot with new characters.

Probably property management fees associated with the building it’s a part of. Just gets listed as “HOA” because that’s the field that exists.