Ultimately it gets to the point of, is the risk higher than the risk of money in a bank account.
Given that (at least in the us) money sitting in a checking account is 100% risk with guaranteed negative returns (over time inflation will outpace interest), there are investments that can generally be considered safer (bonds, tbills, etc) than just holding dollar bills.
This is a bad outlook, there are plenty of low risk investment strategies that are meant as income generation, and it’s generally what you should switch to as you start needing to cash in on your savings, these are things like laddered tbills and dividend stocks.
You can go slightly riskier doing things like wheeling options if your tolerance is higher.
Investment profiles differ for a reason and the term of the investment is just part of the strategy.
I should add that ‘buy and hold’ does not make something not a gamble.
If I told you I bought a random crypto currency or penny stock with no future or fundamentals and plan to hold on to it for 10 years because I just know it’s gonna hit big, would you not consider that a gamble?
Disco Elysium comes to mind.
I think the vast majority of people are more interested in talking to people they know in real life.
Voter registration may also affect relationships (professional or otherwise)
For most things you throw away, you can maybe get 50 cents at the a scrapper, of they even take the item
Yes smartphones and tablets have replaced desktops for most general users.
This is something people fail to realize, and I think part of it is because Linux people tend to surround themselves with other Linux people.
I have been helping my friend get into Linux, we picked a sensible distro, fedora, with the default gnome spin. He loves the UI, great.
But there is a random problem with his microphone, everything is garbled, I can’t recreate it on my hardware and it’s unclear.
He reads guides and randomly inputs terminal commands, things get borked, he re installs, cycle continues.
He tries a different distro, microphone works, but world of Warcraft is funky with lutris, so no go.
The result is, all of this shit just works on windows, and it just doesn’t on Linux. Progress has been made in compatibility, but, for example, there was a whole day of learning just about x vs Wayland and not actually getting to use the computer. For someone who has never opened a terminal before, something as simple to you and I as adding a package repo is completely gibberish
Yes you can learn all of this, but to quote this friend who has been trying Linux for the past two weeks “I’m just gonna re install windows and go back to living my life after work”
When you have 20 years of understanding windows, you need to be nearly 1 to 1 with that platform to get people to switch.
Autopilot also turns off on planes when things go wrong.
Except knowledge.
It’s foolish of you to assume that most people want to build a computer.
And before people respond with ‘its just Legos’
There is so much more to it for someone with little to no knowledge.
Bios and firmware updates that require certain CPUs coupled with certain motherboards.
CPU sockets and inter compatibility.
The different specs of any given component and the value they provide to someone looking for specific workflows
Sizing of components and cases
Knowing where to find parts and what prices are acceptable.
Etc, etc ,etc.
Pick something that you know nothing about, let’s say cars just as an example.
Now imagine, let’s, say want to buy a car but it doesn’t come with wheels, you don’t get a list of 4 wheels to choose from, You get, lug patterns, sizing, and type, offset, wheel diameter, wheel width, bead lockers or no bead lockers, 1 piece, 2 piece or 3 piece, etc.
Now you have to spend all this time researching just about wheels, and then how they fit with the car you chose specifically earlier in the process, it would be frustrating and incredibly difficult for people who just want a car.
Go on any thread or forum and ask ‘what GPU should I get’ which is already making assumptions about someones understanding and knowledge (that they even know what a GPU is), and you will get 20 conflicting answers and need to write a paragraph in responses to narrow it down enough.
Present someone with no knowledge this: ‘DDR3-2666 CL9’ vs ‘DDR3-2000 CL7’. How do you really expect someone who just wants to play a video game to just implicitly know what those numbers mean, how they relate to each other etc.
Building a computer is an immensely difficult task for someone who doesn’t know much or anything about it, and believe it or not, the reality is not everyone wants to learn, places like lemmy and other tech focused echo chambers seem to forget that.
I think mostly people are defending themselves, when Linux people jump on the harassment train, it’s just that, harassment.
You think doctors don’t get plastic surgery?
Directories are nice because they easily and clearly filter information in a human way and they naturally build a tree that can be parsed quickly by a person.
I like the desktop metaphor, because it’s how I think.
Markdown accomplishes 90% of non technical writing needs imo.
Especially software with hundreds of millions of users, that constantly has to deal with bleeding edge attack vectors and compatibility.
You are conflating these concepts.
A business offering the donation at checkout doesn’t get to use your donation as a tax write off. You actually get to do that (though it’s unlikely you would get past the minimum deduction)
Bill Gates doing philanthropic work is the same as you donating through the grocery store.
The chips that are powering and sending information to the screen.
Yea android was the same, those huge changes were the result of an emerging tech that we (the population at large) hadn’t really figured out yet.
Smartphones are entering maturity so it makes sense to me that changes become smaller and move slower, any given update pushed out affects a billion people.
They are replying to the story, which is what has the pics, so the pictures belong to the person on the right side.
But term is all relative, long term means something different for everyone.
A four week t-bill has the same term as a hugely out of the money long call on a meme stock, and yet one is a tried and true investment strategy and the other is very clearly gambling.
The difference isn’t the time, it’s the risk profile.