14 download and 8 upload.

I LOLed

AKA Geotargeting

On Apple Silicon Macs, you can set up Asahi(Fedora) Linux to dual boot. Or you can you use something like Parallels as a paid alternative to bootcamp.

They literally just answered your question. Rhetorical questions don’t really transfer well online.

Thanks for sharing, I am seriously considering it. I just have a hard time justifying the purchase to myself. I kinda worry that I am just acting on a somewhat emotional fear of being watched.

That’s an email client. Do you have a email provider you like that is compatible with it?

Well put.

Maths :). I don’t know well enough to explain but my good friend wikipedia has an explanation.

Yep it doesn’t stay at the same rate. Best you can do is base it on the average. 3-4% is probably the most realistic average to go with for a rule of thumb.

Felt like nerding out on this.

You can use the rule of 72 to figure compounding inflation (or interest) in your head. Just take 72 divided by your inflation rate and you get how long it takes for a price to double. Example: Assuming 3% yearly inflation , It would take 72/3 or 24 years for the price to double. Then, just double the starting price for each 24 year period. So assuming a car was 1,000 in 1950, it would cost about 2,000 in 1975, 4,000 in 2000, and 8,000 in 2025 if inflation for that product was exactly 3% yearly.

A couple percentage points difference makes a huge difference in how long it takes for a price (or investment to grow). The stock market has an average yearly interest rate of like 8%. That translates into a investment portfolio doubling every 9 years instead of the 24 years it would be for 3%. So 45 years in the market would turn an initial 1k investment into a ~$32k investment.

Of course, you could also use an online compound interest calculator(simple one here), but I like to know how to do the calculation myself personally.

Motorola’s pretty decent in this respect, ime.

Because they control the FTC and any other regulatory agencies. It’s called regulatory capture. The only other way they can be held accountable is through the pay to play court system which is biased towards them because they can drag it out until the other party gives up.

But it would be taken out of any inheritance they’d have gotten.

I would focus on it the from a different angle. Instead of tracking grocery spending, I would set a number that you aim to not go over for a given month. Based upon the numbers you provided you spend an average of $700 per month on groceries. If you, for example, aimed to start with reducing your by 50% to $350 per month you would save $4400 yearly. That’s a sizable sum of money that you could put towards a vacation or a buttload of smaller purchases.

As far as how you could go about saving that much, I would advise setting a limit on both how many grocery trips you make and how much you allow yourself to spend on each trip. So lets say you decide on about 4 trips a month (roughly weekly). In that case, spending $80 per trip would safely stay within the budget of $350. There would even be ~$30 leftover for a couple of mini trips for one or a couple items.

To help stay in the budget, it might be helpful to take a small notepad along and log how much each item costs at as soon as you put it in your cart. You can stretch your dollar further by buying the products that tend to be more out of sight and less convenient. The products that are highly visible like the endcaps of aisles and that are at eye level tend to be the more expensive options since they are usually rented by the brands to get the prime attention real estate. Stores with a less than traditional layout, like Aldi, are also a great way to save since they are usually cheaper and let you get more bang for your buck.

Another useful practice might be a simple grocery list. After you write it out but before you go in the store, you could order the items based on how important they are to have. Something like sweets < Potato chips < crackers < fruit < veggies < presliced meat < spreads / oils < bread. If it seems like your running total for the trip won’t cover all that’s on your list then you could forgo some of the less important or more expensive items. When calculating the running total keep in mind that there’s usually a ~10% tax on that will be added to the total. So $70 worth of groceries would end being ~$77 after checkout.

As far as apps, I’ve tried some of them and I found they were too tedious for my taste. Even receipts often obscure what the actually product is your getting with a product shorthand that is illegible. That’s why I have ended up breaking out a smallish notepad for tracking purchases instead of using receipts.

I guess this comment got a little long winded for lemmy, but oh well.

Crypto is a capitalism scam, not an anarchist idea

Source?

Also ooh scary buzzwords, that mean nothing in this context.

You should read up why governments want to regulate currency.

I might if you link me to some recommend links or sources where I can. My understanding is it is mostly to control the money supply.

Crypto is a grift like inflated stocks where the last one holding it is the loser.

Most crypto projects are grifts, I acknowledge that. Even so a few cryptos have actual legitimate use cases like monero.

But I don’t see how stocks has anything to do with that. Cash is used for MLM scams does that mean I shouldn’t use cash for anything?

Some good points there. I would say money is value backed by (state sanctioned) violence while crypto is money backed by a proof of electronic work.

Ultimately humans create value. Simply using crypto gives it value. Government money(fiat) only has value because people and and organizations agree it has value.

Monero is a crypto that tries to be like cash in its anonymity and commitment to nontracking. It has legimate and ‘illegimate’ uses just like cash. You can buy VPNs privately with monero or you can buy dark market goods.

Monero is to cash as lemmy is reddit. Similar to how social media platforms like facebook and reddit are prone to the network effect so is money.

I did just for you. Hope that makes you feel better.

Socialist policies are popular in polling. But as soon as they get called out as socialist, people shut down and revert to their mass produced programming. Capitalism good! Socialism Bad!

Relevant Section under Gift economies:

The expansion of the Internet has witnessed a resurgence of the gift economy, especially in the technology sector. Engineers, scientists, and software developers create open-source software projects. The Linux kernel and the GNU operating system are prototypical examples of the gift economy’s prominence in the technology sector and its active role in using permissive free software and copyleft licenses, which allow free reuse of software and knowledge.

Essentially the line of thought is that open source software is an example of mutual aid and the gift economy.