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Another tip: On Android phones, Tasker can be used to automatically activate Wireguard tunnels to your own or a commercial VPN host. Taskernet.com has one project that activates WG when off specific wifi networks, and another that I wrote that allows you to activate a tunnel on demand only when you open specific apps. Great if you want to access a home server occasionally (without detectable open router ports) or want an extra layer of security when running a financial app.
Paypal locked my account after years of use for absolutely no reason. I never had a invalid charge, dispute, or any other kind of problem with it, just one day they decided to shut it down. They flatly refused to explain what was going on. With all the decent alternatives out there now there is no longer a reason to use their crappy service.
Love that they believe they’re the only game in town and can demand your bank statement.